In the State of California, every company or employer must provide workers’ compensation benefits in the event of a workplace injury; this is in accordance with Section 3700 of the Labor Code.
Therefore, Failure to offer such insurance is considered a criminal offense and may be reported to the appropriate California authorities if not fully complied with. Whether you work part-time or full-time, compensation benefits are a must. The employer to inform about these benefits before or during the hiring.
What are these benefits?
Payments for temporary disability: Suppose that a worker suffers a physical or psychological injury that prevents him from carrying out his work or habitual professional activities. This worker must have the possibility of receiving payments during his recovery.
Benefits for permanent disability: If a doctor or health specialist diagnoses an injury or illness from which they will not be able to recover, the employee can request a life pension from the company if required.
Medical treatment: If you have been the victim of a personal injury during your working day, the company’s workers’ compensation insurance must provide you with medical assistance to recover and thus return to your professional activities regularly.
Death benefits: If you, as an employee of a company, were to lose your life during your professional activities or due to an illness related to your profession, your family is entitled to receive compensation or a pension for life.
Complimentary bonuses: For example, if the worker is unable to perform the tasks they performed before after suffering an accident as a result of their work, the company must find a way to reinsert them in a work area similar to the activities they performed.
Likewise, if you have a disability that prevents you from going to work normally and you require special services, the company must help you pay these costs.
Remember that California employers can also benefit from workers’ compensation insurance since offering workers’ compensation benefits protects their business. If a worker is injured while performing their duties, who is responsible and is responsible is the insurance. However, these processes can be complex. Therefore, legal advice is important before undertaking this type of action.
If you are a worker who wishes to receive detailed information in this regard, we invite you to contact us so that you clarify all your doubts on the subject before making a rash decision.